Terms of Use

Please read the following Terms carefully before using the Wise Oversight Advisors Website. By accessing or using the Website, you agree to the following Terms. You should review these Terms regularly, as they may change at any time at the sole discretion of Wise Oversight Advisors. If you do not agree to any portion of these Terms, you should not access or otherwise use the Website. “Content” refers to any text, materials, documents, images, graphics, logos, design, audio, video, and any other information provided from or on, uploaded to, and/or downloaded from the Website. We will try to update this web page with any changes to these Terms and/or the services described in them, and you are encouraged to review them frequently (the date of the most recent revision appears at the end of these Terms). 1. CONVENIENCE AND INFORMATION ONLY; ACCEPTANCE OF TERMS. By merely providing access to the Website, Wise Oversight Advisors does not warrant or represent that: (a) the Content is accurate, complete, up-to-date or current; (b) Wise Oversight Advisors has any obligation to update any Content; (c) the Content is free from technical inaccuracies or typographical errors; (d) that the Content does not infringe on the intellectual property rights of any third party; (e) that the Content is free from changes caused by a third party; (f) your access to the Website will be free from interruptions, errors, computer viruses or other harmful components; and/or (g) any information obtained in response to questions asked through, or postings made on, the Website is accurate or complete. You affirm that you are more than 18 years of age and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms, and to abide by and comply with these Terms. 2. SITE USE AND CONTENT. You may view, copy, or print pages from the Website solely for personal, non-commercial purposes. You may not otherwise use, modify, copy, print, display, reproduce, distribute, or publish any information from the Website without the express, prior, written consent of Wise Oversight Advisors. At any time, we may, without further notice, make changes to the Website, to these Terms, and/or to the services described in these Terms. 3. DISCLAIMERS. (a)NO WARRANTIES; INDEMNIFICATION. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE WEBSITE AND THE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, UNLESS SUCH WARRANTIES ARE LEGALLY INCAPABLE OF EXCLUSION. WISE OVERSIGHT ADVISORS PROVIDES THE WEBSITE ON A COMMERCIALLY REASONABLE BASIS AND WISE OVERSIGHT ADVISORS MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE WEBSITE, THE CONTENT OR ANY SERVICES OFFERED IN CONNECTION WITH THE WEBSITE ARE OR SHALL REMAIN UNINTERRUPTED OR ERROR-FREE, THE CONTENT SHALL BE NON-INFRINGING ON ANY THIRD PARTY’S INTELLECTUAL PROPERTY RIGHTS, THAT DEFECTS SHALL BE CORRECTED, THAT THE WEB PAGES ON THE WEBSITE OR THE SERVERS USED IN CONNECTION WITH THE WEBSITE ARE OR SHALL REMAIN FREE FROM ANY VIRUSES, WORMS, TIME BOMBS, DROP DEAD DEVICES, TROJAN HORSES OR OTHER HARMFUL COMPONENTS, OR THAT ANY PERSON USING THE WEBSITE WILL BE THE PERSON THAT HE OR SHE REPRESENTS HIMSELF OR HERSELF TO BE. WISE OVERSIGHT ADVISORS DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE WEBSITE AT TIMES OR LOCATIONS OF YOUR CHOOSING, OR THAT WISE OVERSIGHT ADVISORS SHALL HAVE ADEQUATE CAPACITY FOR THE WEBSITE AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA. (b)INDEMNIFICATION. You agree to defend, indemnify and hold Wise Oversight Advisors and its affiliates, subsidiaries, owners, directors, officers, employees and agents harmless from and against any and all claims, demands, suits, proceedings, liabilities, judgments, losses, damages, expenses and costs (including without limitation reasonable attorneys’ fees) assessed or incurred by Wise Oversight Advisors, directly or indirectly, with respect to or arising out of: (i) your failure to comply with these Terms; (ii) your breach of your obligations under these Terms; (iii) your use of the rights granted hereunder, including without limitation any claims made by any third parties; and/or (iv) your violation of any third party right, including without limitation any copyright, property, or privacy right. 4. LIMITATION OF LIABILITY. IN NO EVENT WILL Wise Oversight Advisors BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF THE WEBSITE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF THE WEBSITE AND/OR ANY SERVICE PROVIDED IN CONNECTION WITH THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, AND/OR (V) ANY SPYWARE, MALWARE, VIRUSES, WORMS, TIME BOMBS, DROP DEAD DEVICES, TROJAN HORSES OR OTHER HARMFUL COMPONENTS THAT MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD PARTY OR FOR ANY LOSS OR DAMAGE OF ANY KIND. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, WISE OVERSIGHT ADVISORS’ LIABILITY WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. The Website is not a substitute for the advice of a competent legal professional. If legally binding advice is being sought, please retain the services of your own lawyer. 5. PRIVACY. Personal data that you provide regarding yourself will be handled in accordance with Wise Oversight Advisors’ Privacy Policy 6. COPYRIGHT AND TRADEMARKS. The trademarks, service marks, and logos used and displayed on the Website are Wise Oversight Advisors’, its subsidiaries’, or affiliates’, or third parties’ registered and unregistered trademarks. All trademarks and service marks of Wise Oversight Advisors that may be referred to on the Website are the property of Wise Oversight Advisors. Other parties’ trademarks and service marks that may be referred to on the Website are the property of their respective owners. Nothing on the Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Wise Oversight Advisors’ trademarks or service marks without Wise Oversight Advisors’ prior written permission. Wise Oversight Advisors is the copyright owner or authorized licensee of all text and all graphics contained on the Website. Wise Oversight Advisors aggressively enforces its intellectual property rights. Neither the name of Wise Oversight Advisors nor any of Wise Oversight Advisors other trademarks, service marks, or copyrighted materials may be used in any way, including in any advertising, hyperlink, publicity, or promotional materials of any kind, whether relating to the Website or otherwise, without Wise Oversight Advisors’ prior written permission. 7. LOCAL LAWS. Wise Oversight Advisors makes no representation that content or materials on the Website are appropriate or available for use in jurisdictions outside the United States. Access to the Website from jurisdictions where such access is illegal is prohibited. If you choose to access the Website from other jurisdictions, you do so on your own initiative and are responsible for compliance with applicable local laws. Wise Oversight Advisors is not responsible for any violation of law. You may not use or export the Content or materials on the Website in violation of U.S. export laws and regulations. You agree that the Website shall be deemed solely based in the Commonwealth of Pennsylvania, and the Website shall be deemed a passive website that does not give rise to personal jurisdiction over Wise Oversight Advisors, either specific or general, in jurisdictions other than the Commonwealth of Pennsylvania. These Terms shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania, United States of America, without reference to conflict of laws principles. You agree and hereby submit to the exclusive personal jurisdiction of the state and federal courts located in the Commonwealth of Pennsylvania. You further agree to comply with all applicable laws regarding the transmission of technical data exported from the United States and the country in which you reside (if different from the United States). 8. AVAILABILITY. Information that Wise Oversight Advisors publishes on the Website may contain references to products, programs, or services of Wise Oversight Advisors that are not necessarily announced or available in your area. Such references do not mean that Wise Oversight Advisors will announce any of those products, programs, or services in your area at any time in the future. You should contact Wise Oversight Advisors for information regarding the products, programs, and services that may be available to you, if any. 9. TERMINATION OF SERVICE. We may terminate your right to access any or all of the Website at any time, without notice, for conduct that we believe violates these Terms and/or is harmful to other users of the Website or to Wise Oversight Advisors, or for any or no reason at all. 10. CUSTOMER COMMENTS. We welcome the submission of comments, information, or feedback through the Website. By submitting information through the Website, you agree that the information submitted shall be subject to the Wise Oversight Advisors Website Privacy Policy 11. MISCELLANEOUS. If any provision of these Terms is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect. No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and Wise Oversight Advisors’ failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. By accessing and using the Website, you consent to and agree to be bound by the foregoing Terms. These Terms of Service, together with Wise Oversight Advisors’ Website Privacy Policy and any other legal notices published by Wise Oversight Advisors on the Website, shall constitute the entire agreement between you and Wise Oversight Advisors concerning the Website. If we decide to change these Terms, we will try to post those changes on the web page so that you will always be able to understand the terms and conditions that apply to your use of the Website. Your use of the Website following any amendment of these Terms will signify your assent to and acceptance of its revised terms.